Due to the complexity involved in removing inaccurate information from your credit reports, we cannot guarantee results within 30 days. However, most clients typically see significant improvements within three to four months. Some may notice changes as early as 30 days, while others might take up to 60 days. The variability in results largely depends on the specific details of your credit report and your promptness in submitting updated credit reports.

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Step One: Submit Credit Reports

 

You will need to provide us with your credit reports from the three major credit bureaus: Equifax, TransUnion, and Experian. We recommend using PrivacyGuard.com for its ease of use and additional features available with membership. Alternatively, you are free to obtain your reports from any other service you prefer.

 

Step Two: In-depth Credit Analysis

 

We will conduct a thorough analysis of your credit report to identify all inaccuracies. We'll assess the factors negatively impacting your credit score and provide actionable recommendations for improvement. Our support includes detailed guidance on how to rebuild and restore your credit from start to finish, aiming to assist consumers with poor credit through our comprehensive restoration program.

 

Step Three: Challenge Inaccuracies

 

Next, we input all inaccurate, misleading, and unverifiable information into our system and challenge these items with the credit bureaus, creditors, and collectors. After preparing dispute letters, we dispatch them to all relevant parties and await updates, which typically take 30 to 40 days. You can monitor the progress of your credit repair using our online portal, as we work towards improving your credit throughout the entire process.

 

Step Four: Analyze Updates and Follow-Up

 

Upon receiving updated credit reports, we analyze them for any changes to the disputed items. If corrections are made, we update your file and proceed to the next item. If any information is verified as accurate without changes, we follow up with the credit bureaus or furnishers to resolve discrepancies. Our persistent efforts are geared towards fully restoring your credit.

 

Step Five: Ongoing Education

 

Throughout the credit restoration process, we provide weekly educational updates on improving your credit score, settling debts, and rebuilding credit. Information is delivered through emails, text messages, and voice broadcasts. Additionally, you can access your private online portal to explore further services such as credit monitoring, legal assistance, and opportunities to obtain new credit cards. Our ultimate goal is to equip you with the knowledge and tools to maintain and enhance your credit standing.